There are really as many type of travellers as there are people. Here we take a tongue in cheek look at some of the common types.1. The Complete Budget TravelerThe complete budget traveler travels on a strict budget and does not vary from it, no matter how exciting the recently discovered opportunity is. No extra drinks for this traveller unless someone buys him/her one.2. The Perennial Party AnimalThe perennial party animal has one focus and that is to have fun usually at a bar. These travellers find places to party where others cannot. Perhaps they should be partnered with the complete budget traveler!3. The Flexible Go-anywhere TravelerThe flexible go-anywhere traveler just chills out where-ever he/she is. There is no need for planning – everything is good. They go with the flow and to not need to know where they are going. Perhaps the traveller that enjoys any experience.4. The Methodical PlannerThe methodical planner does not do anything that is not pre-arranged. Every second is planned and when things go wrong as they inevitably do, they feel unloved. They will always be found where ever the plan tells them to be.5. The Modern TechieThe modern techie can only travel if he/she has the latest travel accessories and gadgets. Stay close to the modern techie to learn what items works and what items are a waste of money for your next trip.6. The Avid Souvenir BuyerThe avid souvenir buyer has money to spend and anything that he/she wants to remind them of the holiday. The head for the markets and shops and not interested in spending any time with the perennial party animal. Usually has trouble with baggage weight limits on the homeward journey.7. The Know it All TravelerThe know it all traveler studies everything from the guidebooks and internet prior to travel. He/she finds great joy in asking the most in-depth questions of the guides or continually interrupts the guide with statements of “fact”. Not sure who the know it all traveller should travel with.8. The Fancy PhotographerThe fancy photography will probably have the most expensive camera (and don’t forget the lens) and take the longest to take any photograph. Other travellers are always waiting for him/her at any special sight. They also like to get out very early to “catch the light.”9. The Constant ComplainerThe constant complainer finds everything on the tour not to his/her usual standard. Usually claim to be frequent travellers and often want to “talk with a higher authority”. Probably should stay home and enjoy the things that are there!10. The Helpless TravelerThe helpless traveler finds everything a little too much. He/she will ask the most unusual and often useless questions. Often there will be someone on the tour who takes the helpless traveller under their wings to protect them from the others.11. The “I am looking for myself” TravelerThe “I am looking for myself” traveler is searching for something. It is something unique for each or the “I am looking for myself” travellers. Beat to let them find themselves but make sure that they get about safely.12. The Incessant Talking TravelerThe incessant talking traveler does not leave anyone alone. They crave a discussion on almost any topic. Often they are quite interesting people but enough is enough.13. The Travel Light TravelerThe travel light traveler needs only one cabin bag to see the world. They a proud of their achievement but their travelling companions struggle when there is no time for washing clothes. They tend to like to borrow things.14. The Repeating TravelerThe repeating traveler goes to the same place or holiday each year. He/she can provide at least 101 reasons why you should join them. They take pride in telling you that they have seen three management changes at the hotel and the last manager was better than the current one.15. The Exercising TravelerFinally, the exercising traveler rises every morning to a vigorous physical workout. Only stay at hotels with gymnasium and swimming pool. Usually fussy with food and claim to eat “healthy” until the free wine is put on the table.Whatever type of traveler you are or come into contact with – enjoy the experience and learn from them. Even the most tedious travelers will have something interesting to say.

We, the people are habitual of getting our expenses exceeding our financial recourses. We want something and we get it even if our pocket doesn’t allow it. When shortfall of money is the problem, we take loans or debts for achieving what we want. This doesn’t affect us till we are able to manage them. But when these debts get out of our control and instead start controlling us, we are in trouble. In such situation a debt management program can be the cure to this financial fever.Debt management programs are meant for debt removal and managing repayments, enable the borrowers to breathe easy in a debt less environment. These days debt management program providers not only prepares debt management plans but also other services which you can avail to control your debts in future. Credit counseling, bankruptcy and debt handling education, budget plans, online counseling, credit report and status analysis, measures to stop debt from arising further etc are the benefits which you can avail under a debt management program.These debt management program providers also arranges debt consolidation loan for consolidation of your debts. With a debt consolidation loan amount you can consolidate all your existing debts. So that now you have to make a single monthly repayment installment instead of paying each debt separately. Also this saves lot of your money as the interest rate is much low as compared to what you are paying on all your debt in total. Debt management program combined a with debt consolidation loans serves you faster and better in eliminating all your debts.A debt management program also provides you with the automatic deposit services. Under this service the debt management program providers automatically deducts the debt amount from your checking account and pay your creditors accordingly. This removes the hassle of repaying debts on your own. Also, these service providers have tie ups with large number of lenders. They can make your repayments affordable by talking to your lenders for interest rates and repayment term.As we know that precautions always start at home, we can take certain steps from our side along with a debt management program to manage our debts. We can make lesser use of credit cards, which is a big reason for rising debts. Make cash purchase wherever possible or use debit card. Planning and budgeting can be of a great help.Debt management program are uniquely designed for every individual. For applying for a debt management program you can fill an online application form with following details:oPersonal details – Name, address and contact information, mobile numbers, email ID’s.oDebt information – Amount of debts with you, number of debts with you along with details about your creditors, credit statement for reference.oEmployment details – Your employment status and monthly income.Enrollment process for a debt management program provider will take 30 to 40 minutes. The debt management program provider will contact you with the best possible solution after accessing your information and help you see a better world.

In addition to being the most popular server-side programming language, PHP has been evolving consistently to simplify development of websites and web application. The latest version of PHP also comes with several new language features, enhanced speed and reduced resource consumption. Hence, you can always consider developing your ecommerce application with PHP 7 to make the website load faster. The enhanced loading speed will boost the search engine ranking of the website and keep the visitors engaged.You can even avail the resources provided by various PHP-based ecommerce platforms to build a custom web store without putting extra time and effort. Also, you can take advantage of these ecommerce platforms without increasing project overheads as most of them are open source and free. Also, you have option to choose from a number of PHP-based ecommerce platforms according to your business model and needs. However, it is also important to compare the features and tools provided by various PHP-based ecommerce platforms according to your specific needs.Brief Overview of 7 Widely Used PHP eCommerce Platforms1) MagentoYou have option to choose from various editions – enterprise, enterprise cloud and community – of Magento. The community edition of Magento is open source and free, whereas other are commercial and paid. But the community edition of the ecommerce platform lacks technical support. The themes and modules provided by Magento will help you to customize the look, feel, and functionality of the web store without writing additional code. You can further download a variety of themes and extensions from online marketplace. However, you have to incur additional expenses to avail the additional features provided by commercial editions of the ecommerce platform.2) WooCommerceThe PHP ecommerce platform is supported by WordPress. You can even use WooCommerce as a plug-in to integrate ecommerce functionalities into an existing website developed with WordPress. The themes and plug-ins provided by WooCommerce will make it easier for you to customize the web store and shopping cart according to your business model. Despite being highly customizable, WooCommerce also allows you to choose from a variety of extensions. However, some of these themes, extensions and plug-ins are paid. But you can always take advantage of the resources provided by WooCommerce to simplify custom ecommerce application development.3) OpenCartThe open source ecommerce platform was initially rewritten in Perl. But the developers subsequently rewrote OpenCart in PHP. In addition to providing an out of box shopping cart, OpenCart also provides a variety of themes and plug-ins to simplify ecommerce website development. Also, it supports multiple languages, currencies, tax rates, and payment gateway. The built-in SEO feature of the platform further enables you to increase the ecommerce website’s search engine visibility and ranking without deploying skilled digital marketers.4) ZenCartZenCart is originally designed as an ecommerce shopping cart program. But the features provided by ZenCart enable you to set up and run a custom web store within a short amount of time. You can take advantage of the themes and plug-ins provided by the shopping cart program to customize the ecommerce website according to your business needs. At the same time, ZenCart supports multiple languages, currencies, payment options, shipping options, and discount coupons. Also, it boost customer buying experience by keeping the checkout flow and process simple and fast.5) PrestaShopUnlike other PHP-based ecommerce platforms, PrestaShop supports over 60 languages. You can take advantage of the multiple language support provided by PrestaShop to promote and sell your products to customers residing in various regions and speaking different languages. At the same time, the modules and layouts templates provided by PrestaShop make it easier for you to customize the web store without putting extra time and effort. Also, you can avail an array of useful features provided by PrestaShop like customizable themes, mobile-friendly design, and professional ecommerce website templates. However, you have to incur additional expenses to avail the paid modules and layouts templates for PrestaShop.6) VirtueMartThe open source ecommerce platform is designed with features to complement Joomla CMS. VirtueMart scores over other ecommerce platforms due to its enterprise grade security features and performance. But many developers use VirtueMart for developing small to medium web stores. You can always opt for VirtueMart to avail a number of robust features like varying product edit options, creating and managing shopper groups, generate invoice, and a unified calculator. Also, VirtueMart supports multiple currencies, shipping options, payment options, and payment gateways.7) OSCommerceIn addition to being a mature ecommerce platform for PHP, OSCommerce is also supported by a large and active community. OSCommerce developers can take advantage of the free add-ons uploaded by members of the community to add functionality to the web store without writing longer lines of code. OSCommerce further provides a shopping cart which is developed with PHP and MySQL, and can be integrated seamlessly into an existing website. Also, the ecommerce platform supports multiple currencies, unlimited products and categories, payment process systems, and tax rate. Further, it simplifies the billing and invoice generation process by updating currency exchange rates automatically.On the whole, you have to choose from several ecommerce platforms written in PHP. But you must remember that these ecommerce solutions differ from each other in the category of learning curve, technical support, maturity, and compatibility. That is why; you must evaluate the pros and cons of each PHP-based ecommerce platform, and choose the one that meets your precise business needs and objectives.